Golf Cart Accidents and Injuries in Tennessee

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Golf Cart Accidents Are More Serious Than Most People Realize

Golf carts aren’t just for golf courses anymore. Nearly 25 million people play golf in the U.S. every year and the Southeast holds some of the most beautiful courses in the world. From Augusta National, Peach Tree Golf Course  and The McLemore in Georgia to the Honors CourseGolf Club of TN and Holston Hills in Tennessee, there is no shortage of regional hotspots. But when a golf cart tips over, collides with a car, or is driven recklessly, the injuries can be severe—often involving ejection, head trauma, or broken bones. DRS Law’s golf cart accident lawyers represent clients injured in crashes involving golf carts and other recreational vehicles, no matter where the incident happened.

How Golf Cart Accidents Happen—and Who May Be Liable

Depending on the circumstances, the liable party could be the golf cart driver, another vehicle’s driver, or even the property owner or event host.

Golf cart accidents can result from:

  • Reckless driving (including speeding, drunk driving, or sharp turns)
  • Lack of seat belts or safety equipment
  • Tip-overs on uneven ground or steep paths
  • Children or unlicensed drivers operating the vehicle
  • Collisions with cars on neighborhood roads or parking lots
  • Poor maintenance by a course or event organizer

Injuries From Golf Cart Crashes Can Be Catastrophic

Golf cart accidents can cause:

  • Traumatic brain injuries (from ejection or rollover)
  • Spinal cord injuries leading to paralysis
  • Broken bones and orthopedic injuries
  • Lacerations and internal injuries

Many victims need extensive medical care and long-term rehabilitation. Learn more about these types of injuries by visiting our Traumatic Brain Injuries or Spinal Cord Injuries pages.


What to Do If You’re Hurt in a Golf Cart Accident

  • Get immediate medical care—even if injuries seem minor
  • Report the accident to the property owner, event host, or police (if on a public road)
  • Take photos of the scene, vehicle, and your injuries
  • Collect names of all drivers, witnesses, and responsible parties
  • Contact a golf cart accident lawyer to begin your claim

Are Golf Cart Accidents Covered by Insurance in Tennessee?

Insurance coverage for golf cart accidents is complicated. Sometimes car insurance applies (if the crash happens on public roads), but often coverage falls under homeowner’s, renter’s, or special recreational vehicle policies. If you’re unsure, our attorneys can review your case and identify every potential source of compensation.

Frequently Asked Questions About Golf Cart Accidents

  • How frequent are golf cart injuries?

    Although the game offers something for practically everyone, a combination of factors makes it all too easy for accidents to occur. Course carts inevitably develop mechanical issues and are often driven by people with little to no experience (and varying degrees of sobriety). All told the American Academy of Pediatrics reports that more than 6,500 children are injured in reported golf cart accidents per year. The majority of those reported accidents occur at sporting events, but the beautiful setting and a reluctance to stop the fun contribute to thousands of additional unreported injuries to adults.

  • Are golf cart accidents covered by car insurance in TN?

    Sometimes. If the accident happens on a public road, car insurance may apply. Otherwise, coverage could come from homeowners, renters, or specialty vehicle policies. An attorney can help sort it out.

  • What should I do if I’m injured in a golf cart accident?

    Get medical attention, gather evidence, and contact a lawyer quickly—liability can be disputed and evidence can disappear fast.

  • Who can be held liable for a golf cart injury?

    The golf cart driver, another vehicle driver, the property owner, or even a manufacturer or event organizer, depending on the facts.

  • Are golf cart injuries really that serious?

    Yes. Thousands of people each year are hospitalized due to golf cart crashes—many with brain injuries or permanent disability.

Let DRS Law Handle Your Golf Cart Accident Claim


Even “minor” vehicles can cause major harm. If you or a loved one was injured in a golf cart or recreational vehicle accident, DRS Law will investigate, identify every liable party, and fight for your full recovery. We offer free consultations and take on uncommon accident cases with the same dedication as any catastrophic injury claim.