Tennessee Underinsured Motorist Coverage Trucking Settlement

April 3, 2026
A toy car, a magnifying glass, and a hundred-dollar bill rest on a document titled Insurance Policy.

In 2022, DRS Law resolved an auto accident case involving a tractor-trailer wreck for the maximum available auto insurance. A distracted driver crossed the center line and struck our client’s vehicle head-on. Our client was left with a totaled truck, which he used for his business, and injuries to his neck and back.

Although he lived outside of Tennessee, our client hired the Tennessee personal injury lawyers at DRS Law firm because the accident happened in Tennessee.

After investigating the incident, including gathering all the key evidence and interviewing witnesses, DRS law quickly recovered the full limits of available liability insurance from the at-fault driver’s insurance company.

But, our clients’ damages exceeded the amount of available liability insurance.

Fortunately, our client had purchased underinsured motorist coverage with his own auto insurance policy. This coverage  can be used when the at-fault driver’s liability insurance is insufficient or the at-fault driver has no liability insurance at all.

We established that all of his injuries were related to the at-fault driver’s negligence and recovered the full limits of underinsured motorist coverage from our client’s insurance carrier.

 

If you or a loved one has sustained injuries from an auto or trucking accident, contact the Tennessee trucking lawyers at DRS Law today.

 

The Tennessee trucking lawyers at DRS Law have substantial experience handling auto accident cases and underinsured motorist claims.

Nashville personal injury lawyer David Anthony Smith previously worked at a nationally recognized law firm in Atlanta, defending such claims. Having been on the other side, he knows how insurance companies evaluate auto accidents and tractor-trailer wrecks, and now uses that knowledge to help individuals instead of corporations.

 

 

Red brick courthouse with a central statue, side tower, and a church steeple in the background on a sunny day.
October 19, 2026
On 10/20/10 the Tennessee Supreme Court reinstated a jury verdict obtained by David Randolph Smith & Associates for the widow of a Tennessee Army National Guard sergeant who died in 2000. The jury had awarded $7.2 million in the Tennessee wrongful death lawsuit against River Park Hospital of McMinnville. The Tennessee Supreme Court’s reinstatement of the verdict resulted in a total award, with interest, of $10.7 million. Warren County court officials said the multimillion-dollar judgment was the largest amount awarded by a jury in county history at the time of its award.A copy of the opinion is available here.
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October 19, 2026
Settlement in significant wrongful death case filed in Overton County, Tennessee in a mediation held in Nashville, Tennessee on July 25, 2005. The case involved the failure to treat and diagnose group b strep in a pregnant mother whose child was brain damaged and ultimately died from sepsis stemming from exposure to the group b strep during labor. The terms of the settlement are confidential.The firm is currently handling another group b strep medical malpractice case in state court in Tupelo, Mississippi.